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Why J and J?
Plethora of Products
For most families, the mortgage is the largest source of personal debt, a debt that can easily default if the primary earner dies. Mortgage protection insurance is designed to pay off the mortgage if that should occur, so that families can keep their homes no matter what.
Index universal life insurance helps protect a family’s standard of living and gives peace of mind by providing opportunity for income stream, estate planning and permanent life insurance.
An annuity is a long-term investment issued by an insurance company designed to help protect individuals from the risk of outliving their income.
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare.
Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs.
Non Insurance Products
We Also Offer a Variety of Products to Help "Get Your Foot in the Door"
We have access to products where we help ELIMINATE a clients non secured debt including Credit Card and Student Debt allowing you to open up more dollars to help them afford insurance products!
J and J
James was going through Officer Candidate School (OCS) with the Marine Corps when he got injured and realized life had a different plan for him.
He began reading about leadership principles and residual income through authors like John Maxwell and books like “Rich Dad, Poor Dad” when he joined a door-to-door sales organization. It was there he met his future wife Jane.
James then started a gaming community center for kids, and then invested in real estate. Unfortunately, they got into real estate just before the market crashed in 2008. Debt piled up, and they almost lost their home. They knew they needed a change, and that’s when James stumbled across a job ad for mortgage protection and insurance sales.
This was ten years ago and and since becoming an independent agent, James has built his own business and now enjoys the financial success he and Jane set out to achieve. James also helps other agents grow and achieve their dreams for their families.
He will beat you at all the video games.
Jane attended school at UC San Diego preparing for law school when she realized she needed to work on her people skills to be a successful lawyer.
Determined, she looked for a job in sales and found a door-to-door sales job selling office supplies. Jane quickly realized there would be significantly more flexibility with time and income potential if she pursued a career in sales instead of law. This is also where she met her future husband James and they have worked together since.
Their work took them from door to door, to in-home sales. They also turned to real estate investment in search of something providing residual income and financial freedom. Unfortunately, during the great recession, they lost everything and amassed significant credit card debt.
Something needed to change, and it did… James stumbled on an ad to sell mortgage protection. It’s been over 10 years since Jane became an agent and during this time Jane has consistently been a top producer, securing the financial freedom and lifestyle she and James desire. Jane also travels the country to help train new agents.
Fighter of stereotypes does not know kung-fu and can’t do math.
Paul and Samantha Minichino
Background – Door to Door Sales and Environmentalist – Hippies at Heart
Justin and Sydney Balik
Background – Straight out of College – Can Do More Push-ups Than You
Leo and Tamara Altidor
Background – Building Engineer and Dental Assistant – Lovers of the Spotlight
Background – Corporate Recruiting – Straight Outta Jersey
Background – Industrial Sales – Alaskan Passion – He’s Singles Ladies!